When it comes to managing your healthcare expenses, Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) offer invaluable benefits, particularly for optical care. Both FSA and HSA accounts allow you to set aside pre-tax dollars to cover eligible medical expenses, including eye exams, prescription eyeglasses, and contact lenses. There are some key differences, however, between these two types of accounts.
Everyone needs eye exams. Regular exams are fundamental to the long-term health of your eyes, even if you believe you have perfect vision, because they may allow your doctor to identify potentially troublesome eye conditions before they become more serious.
Most individuals should receive their first eye exam at 6 months, age 3 and then before entering the first grade, with regular exams every two years after. However, those at greater risk for eye and vision problems should have exams at a frequency recommended by their optometrist.