Did You Know? You Can Finance Those Eyeglasses with a Medical Credit Card
Perhaps you have your heart set on a new pair of stylish eyeglasses. Or it’s time for a comprehensive eye exam, followed by a much-needed upgrade of your lenses and frames. Is it in your budget? Yes—thanks to your medical credit card.
Did you know that medical credit cards such as let you pay for healthcare and vision expenses in convenient monthly installments that are easy on your wallet? Even if you have vision-related costs covered by your health insurance plan, a medical credit card can help you pay the deductible, co-insurance, or copay. When it comes to eye health, a medical credit card has you covered for any out-of-pocket costs wherever the card is accepted, including at your neighborhood Cohen’s. (And yes, those gorgeous Prada frames are included.)
Medical Financing 101
The CareCredit card gives you a key advantage over your traditional Visa or MasterCard: It offers you special financing options for your medical and vision-related expenses. With short-term financing of 6, 12, 18, or 24 months, you pay no interest on purchases of $200 or more when you make the minimum monthly payments and pay in full by the end of the promotional period. (Take care: If you don’t meet those requirements, interest does kick in, just as it would with a regular credit card.)
You can use your medical credit card wherever it is accepted to pay for anything related to eye health: eye exams, glasses, contact lenses, and even LASIK or cataract surgery. When you purchase eyeglasses, you can use the card not just for the corrective Rx lenses but also for the frames and even the coatings on the lenses. And there are no restrictions in the cost of the frames—so you can spring for the ones you love best. And with a financing plan to make them affordable, why not?
A Helpful Addition to Health Insurance
It’s important to remember that a medical credit card is not a replacement for your health insurance policy. Rather, consider it a handy little helper in addition to the coverage that you already have. Depending on your health insurance plan, you might have to pay a sizable deductible, copay, or co-insurance when you purchase eyeglasses or an eye exam. By charging these costs to your CareCredit or other medical credit card, you’ll be able to pay off the balance in bite-sized monthly installments that fit nicely into your budget.
Thankfully, the staff at your local Cohen’s is well-versed in both health insurance and medical credit cards, and can answer any questions you might have about both. Your neighborhood Cohen’s proudly accepts most health insurance plans as well as the CareCredit card. And for CareCredit is easy.